The American Dream has a math problem. Millions can’t afford homes. Those who can, can’t find them. And many who already own don’t have enough saved to retire. It’s gridlock, compounding and dangerous enough to stifle homeownership as a pathway to stability, wealth creation, and retirement longevity. There’s been no shortage of possible fixes suggested, but they’ve largely existed in silos depending on who’s proposing them. Nothing systemic has materialized.
