How we Compare

We strive to offer unparalleled service to our borrowers. This includes a lean and simple process, a dedicated loan officer who can offer different customizable loan options with very attractive payment terms.

Quicken Loans

Loan Depot

CHASE

Bank of America

Conventional, FHA, VA
Purchase and Refinance
Fixed and Adjustable Rate Options
Jumbo Loan Options
Second Mortgage Equity Loans
FICO options starting at 500
Innovator in Non-QM
Competitive Rates and Fees
Red Carpet Customer Service
Commercial and Construction Loan Options
Investor Portfolio Loans
Application to Funding in 14 days or less
No Doc - No Income Loan Programs
Fix and Flip, Airbnb, and Rennovation Loans
Bank Statement, P&L, and VOE Programs

Our Home Loan Products

If you know which product you would like to apply for, choose from below:

Conventional

Also known as a traditional loan with low rates with no PMI options.

VA Loans

Specifically for those who served our country with amazing rates.

FHA Loans

Tighter qualifications to allow clients to qualify for purchase & refinance.

HELOC

Line of credit allows you to access up to 95% of your home’s equity without changing your first mortgage.

Bank Statement Loans

Loans designed for Self-Employed clients based upon last 12 or 24 months of deposits

DSCR

Absolute match for Investors – clients can Purchase, Refinance, or Cash Out with no income docs!

Refinance Options

Cash-out

Designed for homes with a lot of equity, this loan converts that equity into cash

Lower my Payment

This rate & term option makes significant monthly savings for homeowners.

Shorter Term

Flexible terms help reduce duration on your loan & the interest.

Your Dream Team is Waiting

Your Dream Team is Waiting

Giving you the best experience while getting you into your new home is our priority. Once you’ve found the home you love, we work together closely & to become a homeowner.

Let’s chat about your loan options & which best fits your needs.

Get in Touch With Your Team

Reach out

888.502.8187

Help@trustedteam.com

3 Park Plaza Suite 1150, Irvine, CA 92614

    Melvin C.
    22 hours ago
    Couldn't be happier with my experience working with this company (Denis Franco & Beau Bradley)! Refinancing my home was an important decision, and having a team that truly cared made all the difference. They were patient, understanding, and supportive throughout the entire process. I felt like they genuinely wanted to help me and had my best interests at heart. I'm truly thankful for their time, hard work, and dedication in helping me throughout this process. I would recommend them to anyone looking for a company they can trust. Thank you!
    James L.
    1 day ago
    The staff thought out the process were very helpful and personable. A pleasure to work with people who treat you like a friend other than a client. Quick response to questions and smooth process. Outstanding!! Special thanks to Dimitri L and Jenny N.
    Scott W.
    2 days ago
    I had an excellent experience working with Trusted Mortgage Capital, and I specifically want to recognize mortgage consultant Branden Cruz for the outstanding job he did. As a veteran navigating a VA loan, I appreciated how knowledgeable and supportive Branden was throughout the entire process. He clearly explained the VA loan benefits, walked me through every option, and made sure I fully understood the details. From the first conversation through closing, Branden was responsive, professional, and genuinely committed to helping veterans. He kept me updated at every step and made what could have been a stressful process feel smooth and straightforward. His attention to detail and dedication to supporting those who served made all the difference. I would highly recommend Branden Cruz and Trusted Mortgage Capital to any veteran looking for a reliable, veteran-friendly mortgage partner.
    Tribalsuicide
    3 days ago
    This was a rough part of life for the wife and I. We had reached a breaking point financially and felt there was no other way, then to go on the bankruptcy collision course. Trusted mortgage capital specialists Brandon Cruz reached out and was able to help us get back on track and fix our situation with credit card debt. This wasn’t only a strain on my heart but it affected my mental health physical health and my marriage. Although I haven’t really felt the entire weight lifted off my chest due to us still finishing things up it was enough to feel whole with stress reduction. Brandon helped us find a path forward by contacting the Va and using there program to shimmy us back on the road. It takes effort to get all this done but that’s what it takes to fix anything in life thanks Brandon and trusted mortgage capital for helping us move on from the harsh burden we had to face.
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