Take Advantage of your Home's Equity

Cash-out

Designed for homes with a lot of equity, this loan converts that equity into cash

Lower my Payment

This rate and term option makes significant monthly savings for homeowners

Shorter Term

With flexible terms, you can reduce the time left on your loan and reduce the amount of interest you pay

We have strong options for refinancing your home. By refinancing your existing loan, your total finance charges may be higher over the life of your loan

Cash-out

Designed for homes with a lot of equity, this loan converts that equity into cash. Without tax penalty, you can access and use the money for virtually anything? from paying off high-interest credit cards, to education expenses or a dream vacation.

When is it a Good Option?

If your home’s equity (value) has been building over time, a cash-out refinance allows you to turn a portion of that equity into cash – cash you can use however you want. Home improvements, unexpected medical bills, a child’s college education, or even a luxurious vacation you’ve always dreamed about are all realistic possibilities.

Other Benefits

Since you already own a home, have a payment history established and your home’s value is now more than you owe, it’s typically easier to qualify for a cash-out refinance than other types of loans.
Tax Deductions – mortgage interest is tax deductible*. Plus, there are some costs associated with closing fees that are also tax deductible. You could even benefit if you pay off some tax-deductible debt with the cash you would receive from a cash-out refinance.

  The most popular reasons to utilize a cash-out refi are to:

  • Remodel or renovate your home

  • Consolidate multiple loans at a lower rate

  • Pay off auto loans or other debt

  • Make real estate or other investments

  • Accommodate to your family’s changing needs

  • Take the trip of a lifetime

Check my home’s equity

Lower my Payment

This rate and term option is designed for homeowners looking to lower their monthly housing expenses. With flexible terms, you can capture a competitive low rate and monthly payment. You are able to increase your monthly cash flow.

Shorter term

With flexible terms, you can reduce the time left on your loan and reduce the amount of interest you pay. This allows you to own your home free and clear sooner. With ashorter term, you are able to build equity in your home rapidly

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3 Park Plaza Suite 1150, Irvine, CA 92614

    K S.
    4 days ago
    I had a great experience with Nelson Miranda he's very professional and explains very thoroughly and made my experience very easy. The team that I talked to was very helpful and professional and made this process very fast and easy. Ask for Nelson, he'll get you taken care of. Thanks Nelson and your team! Keith Skidmore
    jillian M.
    5 days ago
    We had such a seamless experience dealing with this company and the guys there . From beginning to end - they made it so easy and made sure we understood everything going into this . Brandon is very knowledgeable and was patient, attentive, and all around great guy . He very much is looking out for our Veterans 🇺🇸 Luke helped to alleviate any stress with paperwork and all that goes into that . He was available anytime we needed and answered all the questions he could . I would recommend them to anyone looking for help with a mortgage, refi, etc.
    Lauren F.
    6 days ago
    Nelson is a pleasure to work with and his team. Will definitely work with them in the future.
    Paul G.
    7 days ago
    Easiest refinance I ever had, all I did was follow the simple instructions and it all worked out perfectly. Great experience and all were very caring and professional and also knowledgeable. Job well done ⭐️⭐️⭐️⭐️⭐️