Take Advantage of your Home's Equity

Cash-out

Designed for homes with a lot of equity, this loan converts that equity into cash

Lower my Payment

This rate and term option makes significant monthly savings for homeowners

Shorter Term

With flexible terms, you can reduce the time left on your loan and reduce the amount of interest you pay

We have strong options for refinancing your home. By refinancing your existing loan, your total finance charges may be higher over the life of your loan

Cash-out

Designed for homes with a lot of equity, this loan converts that equity into cash. Without tax penalty, you can access and use the money for virtually anything? from paying off high-interest credit cards, to education expenses or a dream vacation.

When is it a Good Option?

If your home’s equity (value) has been building over time, a cash-out refinance allows you to turn a portion of that equity into cash – cash you can use however you want. Home improvements, unexpected medical bills, a child’s college education, or even a luxurious vacation you’ve always dreamed about are all realistic possibilities.

Other Benefits

Since you already own a home, have a payment history established and your home’s value is now more than you owe, it’s typically easier to qualify for a cash-out refinance than other types of loans.
Tax Deductions – mortgage interest is tax deductible*. Plus, there are some costs associated with closing fees that are also tax deductible. You could even benefit if you pay off some tax-deductible debt with the cash you would receive from a cash-out refinance.

  The most popular reasons to utilize a cash-out refi are to:

  • Remodel or renovate your home

  • Consolidate multiple loans at a lower rate

  • Pay off auto loans or other debt

  • Make real estate or other investments

  • Accommodate to your family’s changing needs

  • Take the trip of a lifetime

Check my home’s equity

Lower my Payment

This rate and term option is designed for homeowners looking to lower their monthly housing expenses. With flexible terms, you can capture a competitive low rate and monthly payment. You are able to increase your monthly cash flow.

Shorter term

With flexible terms, you can reduce the time left on your loan and reduce the amount of interest you pay. This allows you to own your home free and clear sooner. With ashorter term, you are able to build equity in your home rapidly

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    Xandria Aya N.
    16 hours ago
    Trusted Mortgage reached out to me as soon as I was eligible for a lower rate, just as they promised. They had everything ready to go with minimal effort on my part. I was able to save money and apply more per month to my principal… like double the amount. In the long run this is a huge savings!
    Taliga S.
    17 hours ago
    Great working with Mr. Ayman on refinancing my mortgage. Very professional and I give him five stars for his performance. Looking forward to doing business with him again in the future.
    Michael W.
    2 days ago
    Everything thing was excellent from beginning to end. Absolutely the best experience I have ever had refinancing our home loan.
    Shannon P.
    2 days ago
    Salvatore and Jenny are an amazing team! Underwriting had us jump thru a ton of hoops due to our unique situation and they did everything the could to make sure the loan got approved and on time! Thanks Salvatore and Jenny!! I highly recommend!