Take Advantage of your Home's Equity

We have strong options for refinancing your home.

Cash-out

Designed for homes with a lot of equity, this loan converts that equity into cash

Lower my Payment

This rate and term option makes significant monthly savings for homeowners

Shorter Term

With flexible terms, you can reduce the time left on your loan and reduce the amount of interest you pay

Cash-out

Designed for homes with a lot of equity, this loan converts that equity into cash. Without tax penalty, you can access and use the money for virtually anything? from paying off high-interest credit cards, to education expenses or a dream vacation.

When is it a Good Option?

If your home’s equity (value) has been building over time, a cash-out refinance allows you to turn a portion of that equity into cash – cash you can use however you want. Home improvements, unexpected medical bills, a child’s college education, or even a luxurious vacation you’ve always dreamed about are all realistic possibilities.

Other Benefits

Since you already own a home, have a payment history established and your home’s value is now more than you owe, it’s typically easier to qualify for a cash-out refinance than other types of loans.
Tax Deductions – mortgage interest is tax deductible*. Plus, there are some costs associated with closing fees that are also tax deductible. You could even benefit if you pay off some tax-deductible debt with the cash you would receive from a cash-out refinance.

  The most popular reasons to utilize a cash-out refi are to:

  • Remodel or renovate your home

  • Consolidate multiple loans at a lower rate

  • Pay off auto loans or other debt

  • Make real estate or other investments

  • Accommodate to your family’s changing needs

  • Take the trip of a lifetime

Check my home’s equity

Lower my Payment

This rate and term option is designed for homeowners looking to lower their monthly housing expenses. With flexible terms, you can capture the lowest monthly payment available. You are able to increase your monthly cash flow and skip one month of payment

Shorter term

With flexible terms, you can reduce the time left on your loan and reduce the amount of interest you pay. This allows you to own your home free and clear sooner. With ashorter term, you are able to build equity in your home rapidly

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