Zachary Spradling

Exec Lending Manager

NMLS# 2006444  NMLS#2411952

Hi I’m Zachary.

As a leading loan officer specializing in luxury real estate and high-dollar financial transactions in Orange County, I bring a unique blend of
expertise and dedication to each deal. My deep understanding of the Orange County market is central to providing bespoke financial solutions
tailored to the intricacies of luxury properties.
I pride myself on a client-first approach, ensuring confidentiality and personalized service. My background in finance allows me to adeptly manage
complex financial scenarios, securing favorable terms and guiding clients through the nuances of their investments.
My strong professional network and my commitment to staying ahead of market trends empower me to offer the most effective strategies and insights.
I am not just a facilitator of transactions but a trusted advisor, dedicated to educating and supporting my clients through every step of their journey.
In the high-stakes world of luxury real estate, I am committed to exceeding expectations, leveraging my negotiation skills, and in-depth market
knowledge to achieve the best outcomes for my clients.

Let’s Connect

Reviews

Ranking

David K.
The people at Trusted Mortgage Capitol were AWESOME. From the first contact they were accessible and responded back very promptly to my concerns and questions. I would highly recommend this company for any of your mortgage needs. I will definitely use them again. 5 thumbs up 👍
Charles B.
Michelle and the team made this process smooth for me. They were very professional and efficient. They helped me along the way and answered all the questions that I had.
Eli N.
Nelson and the team were awesome! They did all the legwork for me and kept in touch the entire process. Something that usually is very stressful to deal with, they managed to make me feel comfortable and confident. Thank you for all the work and I can’t wait to continue working with you guys.
Edward C.
I up front would like to thank all and everyone who assisted in a lot not only foraall the work put fourth in my refinance of my home. It says a lot not only for myself but for your company as a whole.
Thanks again Michelle especially

Schedule a Call Mortgages Made Simple

Mortgage Calculator

Get a sense of the total costs when buying your home. See other Calculator tools

Zachary Spradling

Exec Lending Manager

949.989.4208

Apply Now No Obligation Quote
David K.
The people at Trusted Mortgage Capitol were AWESOME. From the first contact they were accessible and responded back very promptly to my concerns and questions. I would highly recommend this company for any of your mortgage needs. I will definitely use them again. 5 thumbs up 👍
Charles B.
Michelle and the team made this process smooth for me. They were very professional and efficient. They helped me along the way and answered all the questions that I had.
Eli N.
Nelson and the team were awesome! They did all the legwork for me and kept in touch the entire process. Something that usually is very stressful to deal with, they managed to make me feel comfortable and confident. Thank you for all the work and I can’t wait to continue working with you guys.
Edward C.
I up front would like to thank all and everyone who assisted in a lot not only foraall the work put fourth in my refinance of my home. It says a lot not only for myself but for your company as a whole.
Thanks again Michelle especially