Phil Clay

Exec Lending Manager

NMLS# 2000290  NMLS#2411952

Hi I’m Phil.

Phil Clay is one of the branch managers at Trusted Mortgage Capital. With Phil’s hard work and in-depth knowledge of non-QM and traditional loan products, Phil was able to close over 50 million in volume, making him part of America’s Top 1% of Loan Officers in 2021. He caters to every client’s unique situation and always delivers exceptional customer service. Although he is based in Southern California, he is able to create long-term relationships and provide resources to help clients in different states. California’s sunny skies have always been the backdrop for Phil’s life adventures. Born and raised in San Clemente, Phil’s childhood memories were created along the sandy shores of Orange County. He adventured to Northern California for his college education at the University of California, Davis, and now resides in Los Angeles. Phil’s passions in real estate and traveling have allowed him to invest in long-distance rental properties throughout America. He enjoys hiking the trails of Pasadena and Altadena with his adopted Shiba Inu, Maru. In the winter, you can find Phil skiing throughout America.

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Reviews

Ranking

Terry M.
Amerr was a wealth of information and extremely knowledgeable-Michelle was like family and an umbrella of calm and safety-both were exemplary professionals
Charles O.
I want to take a moment to thank Yousuf and his crew at Trusted Mortgage Capital for the fine job they did guiding us thru our refiance process. They got back to me immediatly with all my questions and concerns. I would highly recommend them with any loan process, especially VA types.
Best Regards
Chuck
Edward C.
I up front would like to thank all and everyone who assisted in a lot not only foraall the work put fourth in my refinance of my home. It says a lot not only for myself but for your company as a whole.
Thanks again Michelle especially
David K.
The people at Trusted Mortgage Capitol were AWESOME. From the first contact they were accessible and responded back very promptly to my concerns and questions. I would highly recommend this company for any of your mortgage needs. I will definitely use them again. 5 thumbs up 👍

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Phil Clay

Exec Lending Manager

949.547.4911

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Terry M.
Amerr was a wealth of information and extremely knowledgeable-Michelle was like family and an umbrella of calm and safety-both were exemplary professionals
Charles O.
I want to take a moment to thank Yousuf and his crew at Trusted Mortgage Capital for the fine job they did guiding us thru our refiance process. They got back to me immediatly with all my questions and concerns. I would highly recommend them with any loan process, especially VA types.
Best Regards
Chuck
Edward C.
I up front would like to thank all and everyone who assisted in a lot not only foraall the work put fourth in my refinance of my home. It says a lot not only for myself but for your company as a whole.
Thanks again Michelle especially
David K.
The people at Trusted Mortgage Capitol were AWESOME. From the first contact they were accessible and responded back very promptly to my concerns and questions. I would highly recommend this company for any of your mortgage needs. I will definitely use them again. 5 thumbs up 👍