Phil Clay

Exec Lending Manager

NMLS# 2000290  NMLS#2411952

Hi I’m Phil.

Phil Clay is one of the branch managers at Trusted Mortgage Capital. With Phil’s hard work and in-depth knowledge of non-QM and traditional loan products, Phil was able to close over 50 million in volume, making him part of America’s Top 1% of Loan Officers in 2021. He caters to every client’s unique situation and always delivers exceptional customer service. Although he is based in Southern California, he is able to create long-term relationships and provide resources to help clients in different states. California’s sunny skies have always been the backdrop for Phil’s life adventures. Born and raised in San Clemente, Phil’s childhood memories were created along the sandy shores of Orange County. He adventured to Northern California for his college education at the University of California, Davis, and now resides in Los Angeles. Phil’s passions in real estate and traveling have allowed him to invest in long-distance rental properties throughout America. He enjoys hiking the trails of Pasadena and Altadena with his adopted Shiba Inu, Maru. In the winter, you can find Phil skiing throughout America.

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Reviews

Ranking

Isaac C.
Working with Yousuf at Trusted Mortage Capitol was a great experience! He took the time to answer my call over the weekend and helped me secure a much better rate. His responsiveness and dedication really stood out.
Vicente O.
Ismail and his team are true professionals in the trade. They walked us all the way through the process of refinancing and we were able to get a nice amount of cash back that will definitely help us achieve our financial goals. Even with a few ups and downs due to miscommunication from the appraisal officer Ismail worked diligently to resolve the issues and keep the process on track. I highly recommend Trusted Mortgage Capital, Ismail, and the rest of the team for your mortgage needs.
Thank you so much.
Jesse H
Worked with Michelle K and had a great experience. She responded quickly and efficiently. Despite a few challenging situation on my end, she walked us through it and got things done. As someone who has worked in the real estate / mortgage industry for well over a decade it is always nice to work with professionals who know what they are doing. Would happily work with them again.
Jennifer S.
Ameer has been so great throughout the entire process of us purchasing our property! He is the best!
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Phil Clay

Exec Lending Manager

949.547.4911

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Isaac C.
Working with Yousuf at Trusted Mortage Capitol was a great experience! He took the time to answer my call over the weekend and helped me secure a much better rate. His responsiveness and dedication really stood out.
Vicente O.
Ismail and his team are true professionals in the trade. They walked us all the way through the process of refinancing and we were able to get a nice amount of cash back that will definitely help us achieve our financial goals. Even with a few ups and downs due to miscommunication from the appraisal officer Ismail worked diligently to resolve the issues and keep the process on track. I highly recommend Trusted Mortgage Capital, Ismail, and the rest of the team for your mortgage needs.
Thank you so much.
Jesse H
Worked with Michelle K and had a great experience. She responded quickly and efficiently. Despite a few challenging situation on my end, she walked us through it and got things done. As someone who has worked in the real estate / mortgage industry for well over a decade it is always nice to work with professionals who know what they are doing. Would happily work with them again.
Jennifer S.
Ameer has been so great throughout the entire process of us purchasing our property! He is the best!
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