Phil Clay

Exec Lending Manager

NMLS# 2000290  NMLS#2411952

Hi I’m Phil.

Phil Clay is one of the branch managers at Trusted Mortgage Capital. With Phil’s hard work and in-depth knowledge of non-QM and traditional loan products, Phil was able to close over 50 million in volume, making him part of America’s Top 1% of Loan Officers in 2021. He caters to every client’s unique situation and always delivers exceptional customer service. Although he is based in Southern California, he is able to create long-term relationships and provide resources to help clients in different states. California’s sunny skies have always been the backdrop for Phil’s life adventures. Born and raised in San Clemente, Phil’s childhood memories were created along the sandy shores of Orange County. He adventured to Northern California for his college education at the University of California, Davis, and now resides in Los Angeles. Phil’s passions in real estate and traveling have allowed him to invest in long-distance rental properties throughout America. He enjoys hiking the trails of Pasadena and Altadena with his adopted Shiba Inu, Maru. In the winter, you can find Phil skiing throughout America.

#19 VA Loan Originator in USA Scotsman Guide 2025

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Reviews

Ranking

Brad W.
5 hours ago
Great working with you and your team. Looking forward to working with you again in the future>
Audra D.
4 days ago
Adam and Aisan were wonderful to deal with! They were patient and determined to get me the cash I needed back on my refi losn with future options of streamlining my VA loan at a lower interest rate.
Cecilia G.
4 days ago
I recently refinanced my mortgage with Trusted Mortgage, and working with Ayman Tabbaa made the entire process easy and stress-free. From start to finish, he was professional, knowledgeable, and always available to answer my questions. He kept me informed every step of the way and made sure everything moved along smoothly.
I truly appreciated his honesty, responsiveness, and dedication to providing excellent service. If you're looking to refinance or purchase a home, I highly recommend Ayman Tabbaa and the team at Trusted Mortgage. Thank you for making what could have been a stressful process such a great experience!
Lil M.
1 week ago
We would like to Thank Ayman Tabbaa at Trusted Mortgage for his excellent service.
He is extremely knowledgeable answering all of our questions and reassuring us that we were getting the best offer. Ayman walked us through the process and answered all of our calls or texted back immediately so we really appreciated that. We will definitely be working with Ayman again in the future and definitely recommend Trusted Mortgage to our friends and family.

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Phil Clay

Exec Lending Manager

949.547.4911

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Brad W.
5 hours ago
Great working with you and your team. Looking forward to working with you again in the future>
Audra D.
4 days ago
Adam and Aisan were wonderful to deal with! They were patient and determined to get me the cash I needed back on my refi losn with future options of streamlining my VA loan at a lower interest rate.
Cecilia G.
4 days ago
I recently refinanced my mortgage with Trusted Mortgage, and working with Ayman Tabbaa made the entire process easy and stress-free. From start to finish, he was professional, knowledgeable, and always available to answer my questions. He kept me informed every step of the way and made sure everything moved along smoothly.
I truly appreciated his honesty, responsiveness, and dedication to providing excellent service. If you're looking to refinance or purchase a home, I highly recommend Ayman Tabbaa and the team at Trusted Mortgage. Thank you for making what could have been a stressful process such a great experience!
Lil M.
1 week ago
We would like to Thank Ayman Tabbaa at Trusted Mortgage for his excellent service.
He is extremely knowledgeable answering all of our questions and reassuring us that we were getting the best offer. Ayman walked us through the process and answered all of our calls or texted back immediately so we really appreciated that. We will definitely be working with Ayman again in the future and definitely recommend Trusted Mortgage to our friends and family.