VA Clarifies Use of Energy Efficiency Ratings in Underwriting

January 16, 2026by

The Department of Veterans Affairs reminded lenders of a circular, which...

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Proposal to Raise VA Mortgage Fees Surfaces in House

January 16, 2026by

An amendment floated ahead of a planned markup by the House...

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Consumer Advocate Calls for Reforms to FHA 203(k) Loans

January 16, 2026by

The Consumer Federation of America studied the shortcomings of FHA’s 203(k)...

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GSE MBS Purchase Effects Ripple to FHA/VA Market

January 16, 2026by

Rates eased by a few basis points in government markets after...

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Ginnie Relaxes PIIT Program to Boost Digital Collateral

January 16, 2026by

Ginnie Mae will allow electronic promissory notes to be transferred under...

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Ginnie Refi Issuance in 4Q Surges Closer to Pandemic Levels

January 16, 2026by

Ginnie Mae issuance of mortgage-backed securities backed by refinance loans zoomed...

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Using equity release in a divorce settlement: Legal view

January 16, 2026by

It is becoming more common for homeowners aged over 55 to...

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Barclays and Halifax cut mortgage rates: ‘This is the start’

January 16, 2026by

Barclays and Halifax have followed in the footsteps of HSBC to...

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Can I release equity in stages?

January 16, 2026by

Whilst you can take equity release as a lump sum, it’s...

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Mortgage choice hits ‘milestone’ as rates continue falling

January 16, 2026by

2026 is set to be a ‘booming’ year for the mortgage...

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