Short Takes: FICO 10T Adoption Surges / Purlin Merges With Final Offer / New SVP at First Horizon / Homeownership Gap Within Gen Z

By: ameer@trustedteam.com

FICO says the recent surge in adoption of 10T scoring is largely driven by community lenders operating in underserved markets.

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BPC Action presses Congress to advance bipartisan housing bills

By: ameer@trustedteam.com

BPC Action calls for swift votes on bills targeting regulatory reforms and affordable housing development nationwide.

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MBA Calls Out CDIA for Gaslighting in Credit Report Debate

By: ameer@trustedteam.com

Bob Broeksmit, president and CEO of the Mortgage Bankers Association, said the Consumer Data Industry Association’s recent arguments in support of the tri-merge credit report requirements ignore that CDIA...

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GSEs Did Not Recommend Approval of VantageScore 4.0

By: ameer@trustedteam.com

The GSEs’ business assessments indicated that a single file report was measurably less able to predict borrower performance.

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Two Harbors Bounces Back in 4Q

By: ameer@trustedteam.com

Third-quarter results were hampered by a legal settlement.

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CLO Issuance Slows in 4Q25

By: ameer@trustedteam.com

On an annual basis, issuance in 2025 was the highest on record and a 15.1% gain from 2024.

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December CRE deal slump tests fragile recovery in office and lending

By: ameer@trustedteam.com

December’s drop masked a year that still moved capital back into commercial real estate

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Executive warns builder incentives are hurting affordability, ‘need to be made illegal’

By: ameer@trustedteam.com

Why one mortgage executive believes they inflate purchase prices

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Two Harbors misses estimates as UWM deal nears

By: ameer@trustedteam.com

As measured by earnings available for distribution at the REIT, Two posted a profit of $0.26 per share but this was well below the consensus estimate of $0.37.

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Are homebuilders really launching a ‘Trump Homes’ rent-to-own plan?

By: ameer@trustedteam.com

An exclusive report published Tuesday by Bloomberg describes an ambitious proposal reportedly being developed by U.S. homebuilders: a massive, privately funded rent-to-own initiative branded internally as “Trump Homes,” potentially...

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