Emilio Garma

Executive Mortgage Consultant

NMLS# 1864255  NMLS#2411952

Hi I’m Emilio.

Emilio is a dedicated Mortgage Lender with a genuine passion for assisting clients in achieving their dreams of homeownership. With over three years of invaluable experience in the mortgage industry, Emilio has consistently demonstrated a deep understanding of the lending landscape and an unwavering commitment to delivering exceptional service.

His expertise in various loan programs, combined with an attentive approach to understanding individual financial needs, enables him to tailor solutions that align perfectly with each client’s goals.

Known for his integrity and reliability, Emilio strives to build long-lasting relationships based on trust and transparency. Whether it’s a first-time homebuyer or a seasoned investor, Emilio takes pride in simplifying the lending process, ensuring a seamless experience from application to closing.

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Reviews

Ranking

Frank H.
Dan and Helen did a fantastic job bringing the deal to a timely finish with nary a hiccup. I say nary a hiccup because they even managed to find a notary public who could do a ZOOM signing until we ran into technical difficulties on our end. They both persevered and got us to the finish line in plenty of time for us to take advantage of a rate 50 bps better than our previous one. Kudos to a great team!
Phil C.
Ameer helped with 2 investment property purchases this year. Super smooth, we closed early on both. Rate was competitive
I_Ball_4VC _
This is my second time working with Adam and he’s the type of guy to get it handled as smooth and fast as possible,always look forward to his calls cause I know it’s only good news.
Response from the owner:We're thrilled to hear that we made the home buying process smooth for you. Thank you for your feedback!
Oscar C.
Thank you so much Yousuf Shah! Very helpful and communicative! So many companies have tried to force me into refinancing with them, while Yousuf explained everything in detail and provided me with solutions on how to better my credit. Yousuf doesn’t just help you during the process but is there for you even after the process is over! Thank you and your team for being helpful to my family.
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Emilio Garma

Executive Mortgage Consultant

615.586.0189

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Frank H.
Dan and Helen did a fantastic job bringing the deal to a timely finish with nary a hiccup. I say nary a hiccup because they even managed to find a notary public who could do a ZOOM signing until we ran into technical difficulties on our end. They both persevered and got us to the finish line in plenty of time for us to take advantage of a rate 50 bps better than our previous one. Kudos to a great team!
Phil C.
Ameer helped with 2 investment property purchases this year. Super smooth, we closed early on both. Rate was competitive
I_Ball_4VC _
This is my second time working with Adam and he’s the type of guy to get it handled as smooth and fast as possible,always look forward to his calls cause I know it’s only good news.
Response from the owner:We're thrilled to hear that we made the home buying process smooth for you. Thank you for your feedback!
Oscar C.
Thank you so much Yousuf Shah! Very helpful and communicative! So many companies have tried to force me into refinancing with them, while Yousuf explained everything in detail and provided me with solutions on how to better my credit. Yousuf doesn’t just help you during the process but is there for you even after the process is over! Thank you and your team for being helpful to my family.
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