Emilio Garma

Executive Mortgage Consultant

NMLS# 1864255  NMLS#2411952

Hi I’m Emilio.

Emilio is a dedicated Mortgage Lender with a genuine passion for assisting clients in achieving their dreams of homeownership. With over three years of invaluable experience in the mortgage industry, Emilio has consistently demonstrated a deep understanding of the lending landscape and an unwavering commitment to delivering exceptional service.

His expertise in various loan programs, combined with an attentive approach to understanding individual financial needs, enables him to tailor solutions that align perfectly with each client’s goals.

Known for his integrity and reliability, Emilio strives to build long-lasting relationships based on trust and transparency. Whether it’s a first-time homebuyer or a seasoned investor, Emilio takes pride in simplifying the lending process, ensuring a seamless experience from application to closing.

Let’s Connect

Reviews

Ranking

Kalie S.
1 day ago
I cannot say enough great things about Dimitrie Lukic! He handled my refinance, and he truly went above and beyond for me throughout the entire process. Refinancing a home can be stressful and overwhelming, but Dimitrie made everything so much easier. He was always patient, knowledgeable, honest, and quick to answer every question I had.

He kept me updated, explained everything in a way that made sense, and genuinely made me feel like I was a priority not just another client. His hard work and dedication helped get everything across the finish line, and I am extremely grateful for everything he did for me. I would absolutely recommend Dimitrie to anyone needing help with a home loan or refinance. He is truly excellent at what he does!
Lil M.
2 days ago
We would like to Thank Ayman Tabbaa at Trusted Mortgage for his excellent service.
He is extremely knowledgeable answering all of our questions and reassuring us that we were getting the best offer. Ayman walked us through the process and answered all of our calls or texted back immediately so we really appreciated that. We will definitely be working with Ayman again in the future and definitely recommend Trusted Mortgage to our friends and family.
Eric T.
2 days ago
After reading the reviews, you can rest assured that what the reviews are sharing, is very definitely true. I can say that based on my experience! I am happy to say that Tawhid was absolutely helpful, informative, sincere, prompt, professional and he kept his word! What more can you ask for when you are working with someone? My wife and I are very happy with Tawhid and how he helped us manage our finances, and I guarantee, you will be happy as well working with Tawhid. Thank you Tawhid!
Robert P.
3 days ago
Getting our house refinanced was very simple. Austin, Adam and Aisem walked us through everything. We are very happy and satisfied. Would recommend them highly.

Schedule a Call Mortgages Made Simple

Mortgage Calculator

Get a sense of the total costs when buying your home. See other Calculator tools

Emilio Garma

Executive Mortgage Consultant

615.586.0189

Apply Now No Obligation Quote
Kalie S.
1 day ago
I cannot say enough great things about Dimitrie Lukic! He handled my refinance, and he truly went above and beyond for me throughout the entire process. Refinancing a home can be stressful and overwhelming, but Dimitrie made everything so much easier. He was always patient, knowledgeable, honest, and quick to answer every question I had.

He kept me updated, explained everything in a way that made sense, and genuinely made me feel like I was a priority not just another client. His hard work and dedication helped get everything across the finish line, and I am extremely grateful for everything he did for me. I would absolutely recommend Dimitrie to anyone needing help with a home loan or refinance. He is truly excellent at what he does!
Lil M.
2 days ago
We would like to Thank Ayman Tabbaa at Trusted Mortgage for his excellent service.
He is extremely knowledgeable answering all of our questions and reassuring us that we were getting the best offer. Ayman walked us through the process and answered all of our calls or texted back immediately so we really appreciated that. We will definitely be working with Ayman again in the future and definitely recommend Trusted Mortgage to our friends and family.
Eric T.
2 days ago
After reading the reviews, you can rest assured that what the reviews are sharing, is very definitely true. I can say that based on my experience! I am happy to say that Tawhid was absolutely helpful, informative, sincere, prompt, professional and he kept his word! What more can you ask for when you are working with someone? My wife and I are very happy with Tawhid and how he helped us manage our finances, and I guarantee, you will be happy as well working with Tawhid. Thank you Tawhid!
Robert P.
3 days ago
Getting our house refinanced was very simple. Austin, Adam and Aisem walked us through everything. We are very happy and satisfied. Would recommend them highly.