Phil Clay

Exec Lending Manager

NMLS# 2000290  NMLS#2411952

Hi I’m Phil.

Phil Clay is one of the branch managers at Trusted Mortgage Capital. With Phil’s hard work and in-depth knowledge of non-QM and traditional loan products, Phil was able to close over 50 million in volume, making him part of America’s Top 1% of Loan Officers in 2021. He caters to every client’s unique situation and always delivers exceptional customer service. Although he is based in Southern California, he is able to create long-term relationships and provide resources to help clients in different states. California’s sunny skies have always been the backdrop for Phil’s life adventures. Born and raised in San Clemente, Phil’s childhood memories were created along the sandy shores of Orange County. He adventured to Northern California for his college education at the University of California, Davis, and now resides in Los Angeles. Phil’s passions in real estate and traveling have allowed him to invest in long-distance rental properties throughout America. He enjoys hiking the trails of Pasadena and Altadena with his adopted Shiba Inu, Maru. In the winter, you can find Phil skiing throughout America.

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Reviews

Ranking

Stacey P.
Our refi process was quick and pretty simple. VA Inspector contacted us in a very timely manner and a couple days later was at the house to inspect. Alex always made sure to answer our questions very thoroughly when asked, no matter what time of day/night we called, texted or emailed.
carl W.
Fast, easy, responsive, and straight forward. Great experience.
Jon R.
Alex and Sharon were very polite and conscientious. My wife and I worked mostly with Alex who we found knowledgeable with very pleasant conversation. Just before closing we left town on a planned vacation and an arrangement was made to do a signing with a notary at our destination. Way cool. We didn't miss a beat.
I recommend this team!
Sheila K.
John Molavi and Stacey Gerard were excellent to work with . They were both very helpful, friendly and professional throughout this whole process . It was a pleasure to work with both of them.

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Phil Clay

Exec Lending Manager

949.547.4911

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Stacey P.
Our refi process was quick and pretty simple. VA Inspector contacted us in a very timely manner and a couple days later was at the house to inspect. Alex always made sure to answer our questions very thoroughly when asked, no matter what time of day/night we called, texted or emailed.
carl W.
Fast, easy, responsive, and straight forward. Great experience.
Jon R.
Alex and Sharon were very polite and conscientious. My wife and I worked mostly with Alex who we found knowledgeable with very pleasant conversation. Just before closing we left town on a planned vacation and an arrangement was made to do a signing with a notary at our destination. Way cool. We didn't miss a beat.
I recommend this team!
Sheila K.
John Molavi and Stacey Gerard were excellent to work with . They were both very helpful, friendly and professional throughout this whole process . It was a pleasure to work with both of them.