Phil Clay

Exec Lending Manager

NMLS# 2000290  NMLS#2411952

Hi I’m Phil.

Phil Clay is one of the branch managers at Trusted Mortgage Capital. With Phil’s hard work and in-depth knowledge of non-QM and traditional loan products, Phil was able to close over 50 million in volume, making him part of America’s Top 1% of Loan Officers in 2021. He caters to every client’s unique situation and always delivers exceptional customer service. Although he is based in Southern California, he is able to create long-term relationships and provide resources to help clients in different states. California’s sunny skies have always been the backdrop for Phil’s life adventures. Born and raised in San Clemente, Phil’s childhood memories were created along the sandy shores of Orange County. He adventured to Northern California for his college education at the University of California, Davis, and now resides in Los Angeles. Phil’s passions in real estate and traveling have allowed him to invest in long-distance rental properties throughout America. He enjoys hiking the trails of Pasadena and Altadena with his adopted Shiba Inu, Maru. In the winter, you can find Phil skiing throughout America.

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Reviews

Ranking

VJ O.
I highly recommend Daniel Lara and his team at Trusted Morgage. I’ve spoken with many mortgage brokers, and his experience and customer service shines through with 5 stars. He listens carefully to the customer, keeps you updated on rates, document progress, and follows through on questions and concerns all the way through closing.
Jalik W.
I would like to thank Ameer from Trusted Mortgage Capital Inc for helping me out with any problems I had pop up during my refinancing process thank you for your patience and generosity with me.🙏🏾
Darlene F.
Daniel Lara and Lacey Halstead were exceptional!!!! They kept me updated on timelines and forms required. They were right on point with the process. I could not have asked for better customer service from these two individuals!!! It was a pleasure working with them!!
Thank you very very much!!!!
Joe O.
I had an outstanding experience with Trusted Mortgage Capital, and I can’t recommend them highly enough! Nelson Miranda provided exceptional service, guiding me through a cash-out VA refinance with professionalism and expertise. The entire process was completed in less than three weeks, which was incredibly fast and seamless. Their team is clearly well-versed in the VA loan process, making it easy for me as a veteran to navigate. They were highly responsive, professional, and a true pleasure to work with. If you’re a veteran seeking a smooth and reliable mortgage experience, Trusted Mortgage Capital is the way to go!

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Phil Clay

Exec Lending Manager

949.547.4911

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VJ O.
I highly recommend Daniel Lara and his team at Trusted Morgage. I’ve spoken with many mortgage brokers, and his experience and customer service shines through with 5 stars. He listens carefully to the customer, keeps you updated on rates, document progress, and follows through on questions and concerns all the way through closing.
Jalik W.
I would like to thank Ameer from Trusted Mortgage Capital Inc for helping me out with any problems I had pop up during my refinancing process thank you for your patience and generosity with me.🙏🏾
Darlene F.
Daniel Lara and Lacey Halstead were exceptional!!!! They kept me updated on timelines and forms required. They were right on point with the process. I could not have asked for better customer service from these two individuals!!! It was a pleasure working with them!!
Thank you very very much!!!!
Joe O.
I had an outstanding experience with Trusted Mortgage Capital, and I can’t recommend them highly enough! Nelson Miranda provided exceptional service, guiding me through a cash-out VA refinance with professionalism and expertise. The entire process was completed in less than three weeks, which was incredibly fast and seamless. Their team is clearly well-versed in the VA loan process, making it easy for me as a veteran to navigate. They were highly responsive, professional, and a true pleasure to work with. If you’re a veteran seeking a smooth and reliable mortgage experience, Trusted Mortgage Capital is the way to go!