Phil Clay

Exec Lending Manager

NMLS# 2000290  NMLS#2411952

Hi I’m Phil.

Phil Clay is one of the branch managers at Trusted Mortgage Capital. With Phil’s hard work and in-depth knowledge of non-QM and traditional loan products, Phil was able to close over 50 million in volume, making him part of America’s Top 1% of Loan Officers in 2021. He caters to every client’s unique situation and always delivers exceptional customer service. Although he is based in Southern California, he is able to create long-term relationships and provide resources to help clients in different states. California’s sunny skies have always been the backdrop for Phil’s life adventures. Born and raised in San Clemente, Phil’s childhood memories were created along the sandy shores of Orange County. He adventured to Northern California for his college education at the University of California, Davis, and now resides in Los Angeles. Phil’s passions in real estate and traveling have allowed him to invest in long-distance rental properties throughout America. He enjoys hiking the trails of Pasadena and Altadena with his adopted Shiba Inu, Maru. In the winter, you can find Phil skiing throughout America.

Let’s Connect

Reviews

Ranking

debera A.
Outstanding service. We never had to leave the house. They even sent a Notary to our house for closing. Talk about convenience.
Terri W.
Daniel and Lacey (& the whole team!) were very helpful, PATIENT, knowledgeable, kind and thorough when they did my recent VA refinance. I HIGHLY RECCOMMEND THIS COMPANY to have them do any mortgage transactions! I was finally able to sleep well last night after the closing knowing that it was done right and ALL questions & concerns were answered or resolved.
Ricardo R.
Alexandra was incredible. She kept me updated on the entire process. She also explained and broke everything down so I could understand it better.
Joseph C.
Phil and Jenny are so fast and helpful. I have worked with them multiple times and service has always been top notch.

Schedule a Call Mortgages Made Simple

Mortgage Calculator

Get a sense of the total costs when buying your home. See other Calculator tools

Phil Clay

Exec Lending Manager

949.547.4911

Apply Now No Obligation Quote
debera A.
Outstanding service. We never had to leave the house. They even sent a Notary to our house for closing. Talk about convenience.
Terri W.
Daniel and Lacey (& the whole team!) were very helpful, PATIENT, knowledgeable, kind and thorough when they did my recent VA refinance. I HIGHLY RECCOMMEND THIS COMPANY to have them do any mortgage transactions! I was finally able to sleep well last night after the closing knowing that it was done right and ALL questions & concerns were answered or resolved.
Ricardo R.
Alexandra was incredible. She kept me updated on the entire process. She also explained and broke everything down so I could understand it better.
Joseph C.
Phil and Jenny are so fast and helpful. I have worked with them multiple times and service has always been top notch.