Phil Clay

Exec Lending Manager

NMLS# 2000290  NMLS#2411952

Hi I’m Phil.

Phil Clay is one of the branch managers at Trusted Mortgage Capital. With Phil’s hard work and in-depth knowledge of non-QM and traditional loan products, Phil was able to close over 50 million in volume, making him part of America’s Top 1% of Loan Officers in 2021. He caters to every client’s unique situation and always delivers exceptional customer service. Although he is based in Southern California, he is able to create long-term relationships and provide resources to help clients in different states. California’s sunny skies have always been the backdrop for Phil’s life adventures. Born and raised in San Clemente, Phil’s childhood memories were created along the sandy shores of Orange County. He adventured to Northern California for his college education at the University of California, Davis, and now resides in Los Angeles. Phil’s passions in real estate and traveling have allowed him to invest in long-distance rental properties throughout America. He enjoys hiking the trails of Pasadena and Altadena with his adopted Shiba Inu, Maru. In the winter, you can find Phil skiing throughout America.

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Reviews

Ranking

Christopher W.
Steven was very knowledgeable about this whole process
Ralph D.
Great service friendly, helpful John molarity was there to answer all my questions and needs
Sarah S.
Zack and Lacey were incredible to work with! They made a usually very stressful process so smooth and easy. Our home buying process was very emotional as our family just experienced a major loss. Zack and Lacey were so understanding and so helpful along the way. They work quickly and efficiently as a great team. Their communication is excellent and they were able to answer every question I had. I could not recommend them enough!
Adam B.
Smooth process from start to finish. Everyone was professional and informative. My loan processor Jenny stayed in contact throughout the process and was very helpful with answering questions.

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Phil Clay

Exec Lending Manager

949.547.4911

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Christopher W.
Steven was very knowledgeable about this whole process
Ralph D.
Great service friendly, helpful John molarity was there to answer all my questions and needs
Sarah S.
Zack and Lacey were incredible to work with! They made a usually very stressful process so smooth and easy. Our home buying process was very emotional as our family just experienced a major loss. Zack and Lacey were so understanding and so helpful along the way. They work quickly and efficiently as a great team. Their communication is excellent and they were able to answer every question I had. I could not recommend them enough!
Adam B.
Smooth process from start to finish. Everyone was professional and informative. My loan processor Jenny stayed in contact throughout the process and was very helpful with answering questions.