Phil Clay

Exec Lending Manager

NMLS# 2000290  NMLS#2411952

Hi I’m Phil.

Phil Clay is one of the branch managers at Trusted Mortgage Capital. With Phil’s hard work and in-depth knowledge of non-QM and traditional loan products, Phil was able to close over 50 million in volume, making him part of America’s Top 1% of Loan Officers in 2021. He caters to every client’s unique situation and always delivers exceptional customer service. Although he is based in Southern California, he is able to create long-term relationships and provide resources to help clients in different states. California’s sunny skies have always been the backdrop for Phil’s life adventures. Born and raised in San Clemente, Phil’s childhood memories were created along the sandy shores of Orange County. He adventured to Northern California for his college education at the University of California, Davis, and now resides in Los Angeles. Phil’s passions in real estate and traveling have allowed him to invest in long-distance rental properties throughout America. He enjoys hiking the trails of Pasadena and Altadena with his adopted Shiba Inu, Maru. In the winter, you can find Phil skiing throughout America.

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Reviews

Ranking

Esco2109 W.
7 hours ago
My experience Nelson Miranda was nothing but GREAT! Nelson and the team made this refinance experience Quick, Informative, and easy! I will 100% recommend anyone in the future about Trusted Mortgage Capital. Thank you guys for the Hassle free experience.
Drew S.
10 hours ago
Good evening, Nelson,

Thank you very much! You have been God sent!
I wish I could express how much I appreciate you and your team for helping me out with this new journey in my next chapter in life.

It’s been a real pleasure working with you and your team, the outstanding communication, the professionalism, and the patience you’ve had with me.

I look forward to catching up with you in six months.
Have a blessed weekend, my friend. Sandoval out—
Danny M.
14 hours ago
I have nothing but superb comments to mention about Abe Asghar. I received a letter in the mail back in 2025 to refinance my home. I decided to give it a try and have been teamed up with Abe and his team since then. All my questions are answered and explained, a blessing for a first time home buyer. Abe has made the refinancing process smooth, thus I have refinanced 2 times with him. He is available to text and call and never leaves me waiting without notice. Please give Abe Asghar and Trusted Mortgage Captial a try.
Chuck A.
15 hours ago
It is a little stressful for someone my age (80) to get financing for my home from an online source I had never heard of. Amir was patient and worked me through the process. It was well handled and I would not hesitate to do it again.

Chuck

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Phil Clay

Exec Lending Manager

949.547.4911

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Esco2109 W.
7 hours ago
My experience Nelson Miranda was nothing but GREAT! Nelson and the team made this refinance experience Quick, Informative, and easy! I will 100% recommend anyone in the future about Trusted Mortgage Capital. Thank you guys for the Hassle free experience.
Drew S.
10 hours ago
Good evening, Nelson,

Thank you very much! You have been God sent!
I wish I could express how much I appreciate you and your team for helping me out with this new journey in my next chapter in life.

It’s been a real pleasure working with you and your team, the outstanding communication, the professionalism, and the patience you’ve had with me.

I look forward to catching up with you in six months.
Have a blessed weekend, my friend. Sandoval out—
Danny M.
14 hours ago
I have nothing but superb comments to mention about Abe Asghar. I received a letter in the mail back in 2025 to refinance my home. I decided to give it a try and have been teamed up with Abe and his team since then. All my questions are answered and explained, a blessing for a first time home buyer. Abe has made the refinancing process smooth, thus I have refinanced 2 times with him. He is available to text and call and never leaves me waiting without notice. Please give Abe Asghar and Trusted Mortgage Captial a try.
Chuck A.
15 hours ago
It is a little stressful for someone my age (80) to get financing for my home from an online source I had never heard of. Amir was patient and worked me through the process. It was well handled and I would not hesitate to do it again.

Chuck