Phil Clay

Exec Lending Manager

NMLS# 2000290  NMLS#2411952

Hi I’m Phil.

Phil Clay is one of the branch managers at Trusted Mortgage Capital. With Phil’s hard work and in-depth knowledge of non-QM and traditional loan products, Phil was able to close over 50 million in volume, making him part of America’s Top 1% of Loan Officers in 2021. He caters to every client’s unique situation and always delivers exceptional customer service. Although he is based in Southern California, he is able to create long-term relationships and provide resources to help clients in different states. California’s sunny skies have always been the backdrop for Phil’s life adventures. Born and raised in San Clemente, Phil’s childhood memories were created along the sandy shores of Orange County. He adventured to Northern California for his college education at the University of California, Davis, and now resides in Los Angeles. Phil’s passions in real estate and traveling have allowed him to invest in long-distance rental properties throughout America. He enjoys hiking the trails of Pasadena and Altadena with his adopted Shiba Inu, Maru. In the winter, you can find Phil skiing throughout America.

Let’s Connect

Reviews

Ranking

Ethan B.
I usually don’t leave reviews, but I felt I had to this time. The team at Trusted Mortgage Capital really helped me out during a stressful time. They were patient, explained everything clearly, and made sure I understood all my options. Super thankful for their support—especially Nelson, who was always just a call away.
Gary E.
We had a wonderful association with Denis. He honored his commitment to get our loan through the process and communicated with us daily throughout the process. He answered every question and responded to our concerns, even on weekends. He was professional, considerate and attentive while we worked through the loan process and we highly recommend anyone looking for assistance.
Gary and Mi
A J.
Ameer and his team were extremely professional and responsive, always just one text message away. We wanted to close in 20 days and they were able to close even sooner. Their staff is highly skilled and Ameer runs a very tight ship. We will definitely be bringing more business to them in the future. We really appreciate all hard work they did! Thanks again!
Claudia B.
I really enjoyed working with Sharon and lsmail during the past three months. They were so helpful and treated me with con cern and compassion when we were having a hard time getting all the paperwork and helping me manage to get what l needed. I would tell everyone to use trusted mortgage. Thank you for everything l give you 10 stars if l could

Schedule a Call Mortgages Made Simple

Mortgage Calculator

Get a sense of the total costs when buying your home. See other Calculator tools

Phil Clay

Exec Lending Manager

949.547.4911

Apply Now No Obligation Quote
Ethan B.
I usually don’t leave reviews, but I felt I had to this time. The team at Trusted Mortgage Capital really helped me out during a stressful time. They were patient, explained everything clearly, and made sure I understood all my options. Super thankful for their support—especially Nelson, who was always just a call away.
Gary E.
We had a wonderful association with Denis. He honored his commitment to get our loan through the process and communicated with us daily throughout the process. He answered every question and responded to our concerns, even on weekends. He was professional, considerate and attentive while we worked through the loan process and we highly recommend anyone looking for assistance.
Gary and Mi
A J.
Ameer and his team were extremely professional and responsive, always just one text message away. We wanted to close in 20 days and they were able to close even sooner. Their staff is highly skilled and Ameer runs a very tight ship. We will definitely be bringing more business to them in the future. We really appreciate all hard work they did! Thanks again!
Claudia B.
I really enjoyed working with Sharon and lsmail during the past three months. They were so helpful and treated me with con cern and compassion when we were having a hard time getting all the paperwork and helping me manage to get what l needed. I would tell everyone to use trusted mortgage. Thank you for everything l give you 10 stars if l could