Phil Clay

Exec Lending Manager

NMLS# 2000290  NMLS#2411952

Hi I’m Phil.

Phil Clay is one of the branch managers at Trusted Mortgage Capital. With Phil’s hard work and in-depth knowledge of non-QM and traditional loan products, Phil was able to close over 50 million in volume, making him part of America’s Top 1% of Loan Officers in 2021. He caters to every client’s unique situation and always delivers exceptional customer service. Although he is based in Southern California, he is able to create long-term relationships and provide resources to help clients in different states. California’s sunny skies have always been the backdrop for Phil’s life adventures. Born and raised in San Clemente, Phil’s childhood memories were created along the sandy shores of Orange County. He adventured to Northern California for his college education at the University of California, Davis, and now resides in Los Angeles. Phil’s passions in real estate and traveling have allowed him to invest in long-distance rental properties throughout America. He enjoys hiking the trails of Pasadena and Altadena with his adopted Shiba Inu, Maru. In the winter, you can find Phil skiing throughout America.

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Reviews

Ranking

Gerald C.
I would like John Molavi, and his company for the outstanding job they did to me and my wife breath a little better getting rid of a lot of debt. God you sir for job well done in helping a veteran and his family.
J P
Highly recommend. The staff was friendly and quickly addressed any questions I had through the refinance process.
jibbi J.
Good mortgage lender.
Justin T.
The team at Trusted Mortgage Capital made my refinance stress-free and simple. Ismail was especially helpful—he kept me updated, explained everything in plain language, and got me a great rate. It’s rare to find a company that communicates this well and truly puts the customer first. Five stars all the way!

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Phil Clay

Exec Lending Manager

949.547.4911

Apply Now No Obligation Quote
Gerald C.
I would like John Molavi, and his company for the outstanding job they did to me and my wife breath a little better getting rid of a lot of debt. God you sir for job well done in helping a veteran and his family.
J P
Highly recommend. The staff was friendly and quickly addressed any questions I had through the refinance process.
jibbi J.
Good mortgage lender.
Justin T.
The team at Trusted Mortgage Capital made my refinance stress-free and simple. Ismail was especially helpful—he kept me updated, explained everything in plain language, and got me a great rate. It’s rare to find a company that communicates this well and truly puts the customer first. Five stars all the way!