Zachary Spradling

Exec Lending Manager

NMLS# 2006444  NMLS#2411952

Hi I’m Zachary.

As a leading loan officer specializing in luxury real estate and high-dollar financial transactions in Orange County, I bring a unique blend of
expertise and dedication to each deal. My deep understanding of the Orange County market is central to providing bespoke financial solutions
tailored to the intricacies of luxury properties.
I pride myself on a client-first approach, ensuring confidentiality and personalized service. My background in finance allows me to adeptly manage
complex financial scenarios, securing favorable terms and guiding clients through the nuances of their investments.
My strong professional network and my commitment to staying ahead of market trends empower me to offer the most effective strategies and insights.
I am not just a facilitator of transactions but a trusted advisor, dedicated to educating and supporting my clients through every step of their journey.
In the high-stakes world of luxury real estate, I am committed to exceeding expectations, leveraging my negotiation skills, and in-depth market
knowledge to achieve the best outcomes for my clients.

Let’s Connect

Reviews

Ranking

Isaac C.
Working with Yousuf at Trusted Mortage Capitol was a great experience! He took the time to answer my call over the weekend and helped me secure a much better rate. His responsiveness and dedication really stood out.
Vicente O.
Ismail and his team are true professionals in the trade. They walked us all the way through the process of refinancing and we were able to get a nice amount of cash back that will definitely help us achieve our financial goals. Even with a few ups and downs due to miscommunication from the appraisal officer Ismail worked diligently to resolve the issues and keep the process on track. I highly recommend Trusted Mortgage Capital, Ismail, and the rest of the team for your mortgage needs.
Thank you so much.
Jesse H
Worked with Michelle K and had a great experience. She responded quickly and efficiently. Despite a few challenging situation on my end, she walked us through it and got things done. As someone who has worked in the real estate / mortgage industry for well over a decade it is always nice to work with professionals who know what they are doing. Would happily work with them again.
Jennifer S.
Ameer has been so great throughout the entire process of us purchasing our property! He is the best!
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Zachary Spradling

Exec Lending Manager

949.989.4208

Apply Now No Obligation Quote
Isaac C.
Working with Yousuf at Trusted Mortage Capitol was a great experience! He took the time to answer my call over the weekend and helped me secure a much better rate. His responsiveness and dedication really stood out.
Vicente O.
Ismail and his team are true professionals in the trade. They walked us all the way through the process of refinancing and we were able to get a nice amount of cash back that will definitely help us achieve our financial goals. Even with a few ups and downs due to miscommunication from the appraisal officer Ismail worked diligently to resolve the issues and keep the process on track. I highly recommend Trusted Mortgage Capital, Ismail, and the rest of the team for your mortgage needs.
Thank you so much.
Jesse H
Worked with Michelle K and had a great experience. She responded quickly and efficiently. Despite a few challenging situation on my end, she walked us through it and got things done. As someone who has worked in the real estate / mortgage industry for well over a decade it is always nice to work with professionals who know what they are doing. Would happily work with them again.
Jennifer S.
Ameer has been so great throughout the entire process of us purchasing our property! He is the best!
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