Zachary Spradling

Exec Lending Manager

NMLS# 2006444  NMLS#2411952

Hi I’m Zachary.

As a leading loan officer specializing in luxury real estate and high-dollar financial transactions in Orange County, I bring a unique blend of
expertise and dedication to each deal. My deep understanding of the Orange County market is central to providing bespoke financial solutions
tailored to the intricacies of luxury properties.
I pride myself on a client-first approach, ensuring confidentiality and personalized service. My background in finance allows me to adeptly manage
complex financial scenarios, securing favorable terms and guiding clients through the nuances of their investments.
My strong professional network and my commitment to staying ahead of market trends empower me to offer the most effective strategies and insights.
I am not just a facilitator of transactions but a trusted advisor, dedicated to educating and supporting my clients through every step of their journey.
In the high-stakes world of luxury real estate, I am committed to exceeding expectations, leveraging my negotiation skills, and in-depth market
knowledge to achieve the best outcomes for my clients.

Let’s Connect

Reviews

Ranking

Stacey P.
Our refi process was quick and pretty simple. VA Inspector contacted us in a very timely manner and a couple days later was at the house to inspect. Alex always made sure to answer our questions very thoroughly when asked, no matter what time of day/night we called, texted or emailed.
carl W.
Fast, easy, responsive, and straight forward. Great experience.
Jon R.
Alex and Sharon were very polite and conscientious. My wife and I worked mostly with Alex who we found knowledgeable with very pleasant conversation. Just before closing we left town on a planned vacation and an arrangement was made to do a signing with a notary at our destination. Way cool. We didn't miss a beat.
I recommend this team!
Sheila K.
John Molavi and Stacey Gerard were excellent to work with . They were both very helpful, friendly and professional throughout this whole process . It was a pleasure to work with both of them.

Schedule a Call Mortgages Made Simple

Mortgage Calculator

Get a sense of the total costs when buying your home. See other Calculator tools

Zachary Spradling

Exec Lending Manager

949.989.4208

Apply Now No Obligation Quote
Stacey P.
Our refi process was quick and pretty simple. VA Inspector contacted us in a very timely manner and a couple days later was at the house to inspect. Alex always made sure to answer our questions very thoroughly when asked, no matter what time of day/night we called, texted or emailed.
carl W.
Fast, easy, responsive, and straight forward. Great experience.
Jon R.
Alex and Sharon were very polite and conscientious. My wife and I worked mostly with Alex who we found knowledgeable with very pleasant conversation. Just before closing we left town on a planned vacation and an arrangement was made to do a signing with a notary at our destination. Way cool. We didn't miss a beat.
I recommend this team!
Sheila K.
John Molavi and Stacey Gerard were excellent to work with . They were both very helpful, friendly and professional throughout this whole process . It was a pleasure to work with both of them.