Zachary Spradling

Exec Lending Manager

NMLS# 2006444  NMLS#2411952

Hi I’m Zachary.

As a leading loan officer specializing in luxury real estate and high-dollar financial transactions in Orange County, I bring a unique blend of
expertise and dedication to each deal. My deep understanding of the Orange County market is central to providing bespoke financial solutions
tailored to the intricacies of luxury properties.
I pride myself on a client-first approach, ensuring confidentiality and personalized service. My background in finance allows me to adeptly manage
complex financial scenarios, securing favorable terms and guiding clients through the nuances of their investments.
My strong professional network and my commitment to staying ahead of market trends empower me to offer the most effective strategies and insights.
I am not just a facilitator of transactions but a trusted advisor, dedicated to educating and supporting my clients through every step of their journey.
In the high-stakes world of luxury real estate, I am committed to exceeding expectations, leveraging my negotiation skills, and in-depth market
knowledge to achieve the best outcomes for my clients.

Let’s Connect

Reviews

Ranking

Phil C.
Ameer helped with 2 investment property purchases this year. Super smooth, we closed early on both. Rate was competitive
I_Ball_4VC _
This is my second time working with Adam and he’s the type of guy to get it handled as smooth and fast as possible,always look forward to his calls cause I know it’s only good news.
Response from the owner:We're thrilled to hear that we made the home buying process smooth for you. Thank you for your feedback!
Oscar C.
Thank you so much Yousuf Shah! Very helpful and communicative! So many companies have tried to force me into refinancing with them, while Yousuf explained everything in detail and provided me with solutions on how to better my credit. Yousuf doesn’t just help you during the process but is there for you even after the process is over! Thank you and your team for being helpful to my family.
Ak K.
Great company they were able to get me the lowest rate with the best loan terms if you looking for the lowest rate with the best customer service look no...
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Zachary Spradling

Exec Lending Manager

949.989.4208

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Phil C.
Ameer helped with 2 investment property purchases this year. Super smooth, we closed early on both. Rate was competitive
I_Ball_4VC _
This is my second time working with Adam and he’s the type of guy to get it handled as smooth and fast as possible,always look forward to his calls cause I know it’s only good news.
Response from the owner:We're thrilled to hear that we made the home buying process smooth for you. Thank you for your feedback!
Oscar C.
Thank you so much Yousuf Shah! Very helpful and communicative! So many companies have tried to force me into refinancing with them, while Yousuf explained everything in detail and provided me with solutions on how to better my credit. Yousuf doesn’t just help you during the process but is there for you even after the process is over! Thank you and your team for being helpful to my family.
Ak K.
Great company they were able to get me the lowest rate with the best loan terms if you looking for the lowest rate with the best customer service look no...
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