Zachary Spradling

Exec Lending Manager

NMLS# 2006444  NMLS#2411952

Hi I’m Zachary.

As a leading loan officer specializing in luxury real estate and high-dollar financial transactions in Orange County, I bring a unique blend of
expertise and dedication to each deal. My deep understanding of the Orange County market is central to providing bespoke financial solutions
tailored to the intricacies of luxury properties.
I pride myself on a client-first approach, ensuring confidentiality and personalized service. My background in finance allows me to adeptly manage
complex financial scenarios, securing favorable terms and guiding clients through the nuances of their investments.
My strong professional network and my commitment to staying ahead of market trends empower me to offer the most effective strategies and insights.
I am not just a facilitator of transactions but a trusted advisor, dedicated to educating and supporting my clients through every step of their journey.
In the high-stakes world of luxury real estate, I am committed to exceeding expectations, leveraging my negotiation skills, and in-depth market
knowledge to achieve the best outcomes for my clients.

Let’s Connect

Reviews

Ranking

Manuel O.
John was really helpful in helping me secure this loan he walked me through it with him every step of the way even at times when I was stressing out not knowing what to do he would get on the phone and talk to me which really helped ease my anxiety about this whole process. I could not have done it without John's caring concern for this old veteran he went above and beyond the call of duty in securing me this loan. Again he explained every step of this process to me and guided me you some unfamiliar territory with all this paperwork he is a blessing I would recommend John to anyone
Matt M.
⭐⭐⭐⭐⭐

Zachary Spradling and the team at Trusted Mortgage Capital did a fantastic job on the recent refinance of my primary residence in Long Beach. Zach delivered exactly what he promised, and his communication throughout the process was excellent.

I also want to specifically recognize Lacey and Taylor—their support and responsiveness made the entire refinance seamless from start to finish. The team was organized, proactive, and easy to work with at every step.

Five stars across the board. Highly recommended.
K C.
Abe Asghar was pleasant to work with. Even when I had the silliest of questions he reassured me a d always respectfully and swiftly answered my questions. He was always available and never ever made me feel like I was a bother. I would recommend his for anyone who wants to work with this bank he truly made the refinancing smooth, easy, carefree and stress free. Thank you for all your help and kindness Abe!!!
Brandon S.
Thomas stone had great communication and detailed explanation of the process! Thank you!

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Zachary Spradling

Exec Lending Manager

949.989.4208

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Manuel O.
John was really helpful in helping me secure this loan he walked me through it with him every step of the way even at times when I was stressing out not knowing what to do he would get on the phone and talk to me which really helped ease my anxiety about this whole process. I could not have done it without John's caring concern for this old veteran he went above and beyond the call of duty in securing me this loan. Again he explained every step of this process to me and guided me you some unfamiliar territory with all this paperwork he is a blessing I would recommend John to anyone
Matt M.
⭐⭐⭐⭐⭐

Zachary Spradling and the team at Trusted Mortgage Capital did a fantastic job on the recent refinance of my primary residence in Long Beach. Zach delivered exactly what he promised, and his communication throughout the process was excellent.

I also want to specifically recognize Lacey and Taylor—their support and responsiveness made the entire refinance seamless from start to finish. The team was organized, proactive, and easy to work with at every step.

Five stars across the board. Highly recommended.
K C.
Abe Asghar was pleasant to work with. Even when I had the silliest of questions he reassured me a d always respectfully and swiftly answered my questions. He was always available and never ever made me feel like I was a bother. I would recommend his for anyone who wants to work with this bank he truly made the refinancing smooth, easy, carefree and stress free. Thank you for all your help and kindness Abe!!!
Brandon S.
Thomas stone had great communication and detailed explanation of the process! Thank you!