Zachary Spradling

Exec Lending Manager

NMLS# 2006444  NMLS#2411952

Hi I’m Zachary.

As a leading loan officer specializing in luxury real estate and high-dollar financial transactions in Orange County, I bring a unique blend of
expertise and dedication to each deal. My deep understanding of the Orange County market is central to providing bespoke financial solutions
tailored to the intricacies of luxury properties.
I pride myself on a client-first approach, ensuring confidentiality and personalized service. My background in finance allows me to adeptly manage
complex financial scenarios, securing favorable terms and guiding clients through the nuances of their investments.
My strong professional network and my commitment to staying ahead of market trends empower me to offer the most effective strategies and insights.
I am not just a facilitator of transactions but a trusted advisor, dedicated to educating and supporting my clients through every step of their journey.
In the high-stakes world of luxury real estate, I am committed to exceeding expectations, leveraging my negotiation skills, and in-depth market
knowledge to achieve the best outcomes for my clients.

Let’s Connect

Reviews

Ranking

James A.
I couldn’t be happier with my experience at Trusted Mortgage Capital. The whole team was friendly, efficient, and really knew their stuff. They made what could have been a stressful process feel simple and straightforward. I appreciated how they kept me updated and always took time to explain things clearly. Everything went smoothly from start to finish. Definitely five stars from me!
jibbi J.
Good mortgage lender.
Justin T.
The team at Trusted Mortgage Capital made my refinance stress-free and simple. Ismail was especially helpful—he kept me updated, explained everything in plain language, and got me a great rate. It’s rare to find a company that communicates this well and truly puts the customer first. Five stars all the way!
umme H.
I had a fantastic experience with Trusted Mortgage Capital. From my first call to the final closing, the team was always professional, responsive, and friendly. Ameer answered all of my questions patiently and ensured that I felt comfortable throughout the entire process. Everything went smoothly and was faster than I expected. I highly recommend them!

Schedule a Call Mortgages Made Simple

Mortgage Calculator

Get a sense of the total costs when buying your home. See other Calculator tools

Zachary Spradling

Exec Lending Manager

949.989.4208

Apply Now No Obligation Quote
James A.
I couldn’t be happier with my experience at Trusted Mortgage Capital. The whole team was friendly, efficient, and really knew their stuff. They made what could have been a stressful process feel simple and straightforward. I appreciated how they kept me updated and always took time to explain things clearly. Everything went smoothly from start to finish. Definitely five stars from me!
jibbi J.
Good mortgage lender.
Justin T.
The team at Trusted Mortgage Capital made my refinance stress-free and simple. Ismail was especially helpful—he kept me updated, explained everything in plain language, and got me a great rate. It’s rare to find a company that communicates this well and truly puts the customer first. Five stars all the way!
umme H.
I had a fantastic experience with Trusted Mortgage Capital. From my first call to the final closing, the team was always professional, responsive, and friendly. Ameer answered all of my questions patiently and ensured that I felt comfortable throughout the entire process. Everything went smoothly and was faster than I expected. I highly recommend them!