Zachary Spradling

Exec Lending Manager

NMLS# 2006444  NMLS#2411952

Hi I’m Zachary.

As a leading loan officer specializing in luxury real estate and high-dollar financial transactions in Orange County, I bring a unique blend of
expertise and dedication to each deal. My deep understanding of the Orange County market is central to providing bespoke financial solutions
tailored to the intricacies of luxury properties.
I pride myself on a client-first approach, ensuring confidentiality and personalized service. My background in finance allows me to adeptly manage
complex financial scenarios, securing favorable terms and guiding clients through the nuances of their investments.
My strong professional network and my commitment to staying ahead of market trends empower me to offer the most effective strategies and insights.
I am not just a facilitator of transactions but a trusted advisor, dedicated to educating and supporting my clients through every step of their journey.
In the high-stakes world of luxury real estate, I am committed to exceeding expectations, leveraging my negotiation skills, and in-depth market
knowledge to achieve the best outcomes for my clients.

Let’s Connect

Reviews

Ranking

Christopher W.
Steven was very knowledgeable about this whole process
Ralph D.
Great service friendly, helpful John molarity was there to answer all my questions and needs
Sarah S.
Zack and Lacey were incredible to work with! They made a usually very stressful process so smooth and easy. Our home buying process was very emotional as our family just experienced a major loss. Zack and Lacey were so understanding and so helpful along the way. They work quickly and efficiently as a great team. Their communication is excellent and they were able to answer every question I had. I could not recommend them enough!
Adam B.
Smooth process from start to finish. Everyone was professional and informative. My loan processor Jenny stayed in contact throughout the process and was very helpful with answering questions.

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Zachary Spradling

Exec Lending Manager

949.989.4208

Apply Now No Obligation Quote
Christopher W.
Steven was very knowledgeable about this whole process
Ralph D.
Great service friendly, helpful John molarity was there to answer all my questions and needs
Sarah S.
Zack and Lacey were incredible to work with! They made a usually very stressful process so smooth and easy. Our home buying process was very emotional as our family just experienced a major loss. Zack and Lacey were so understanding and so helpful along the way. They work quickly and efficiently as a great team. Their communication is excellent and they were able to answer every question I had. I could not recommend them enough!
Adam B.
Smooth process from start to finish. Everyone was professional and informative. My loan processor Jenny stayed in contact throughout the process and was very helpful with answering questions.