What are Non-QM loans and who are they for?

By: ameer@trustedteam.com

Modern, fully documented mortgages for people whose finances don’t fit a W-2 mold—self-employed earners, 1099 contractors, and real-estate investors. If you’ve ever been told “you don’t fit the box” even though you can comfortably afford the payment, you’ve felt the limits of traditional mortgages. Non-QM loans exist for exactly that situation.

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