Calgary home sales fall 12% in July as inventory reaches pre-pandemic highs: board

By: ameer@trustedteam.com

The Calgary Real Estate Board says home sales in the city declined 11.6% in July compared with last year as inventory grew to levels not seen since before the...

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What’s moving Canada’s mortgage market this week

By: ameer@trustedteam.com

A few notable data points this week could offer fresh insight into housing activity and the broader economy.

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FHA Loan Rules: How Inducement To Purchase Rules Affect Your Loan

By: ameer@trustedteam.com

Do you know how FHA loan rules for inducement to purchase can affect your FHA loan transaction? We often discuss the basics about FHA home loan requirements, and especially...

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FHA Loan Rules: Title Issues For Non-Borrowing Co-Owners

By: ameer@trustedteam.com

There are plenty of situations that come up when more than one person wants to borrow on an FHA home loan, but there are just as many circumstances where...

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Is There Such A Thing As A Refund For FHA UFMIP Mortgage Insurance?

By: ameer@trustedteam.com

Is there such a thing as a refund for FHA Up-Front Mortgage Insurance or FHA UFMIP? This mortgage insurance premium is required on FHA loan transactions and must be...

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Home Loans And Your Credit Score: The Cost Of Your Mortgage

By: ameer@trustedteam.com

Did you know that credit scores affect more than the approval or denial of your FHA mortgage application? Your overall costs for the mortgage over the long term will...

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Top Miami agent Raul Santidrian joins Coldwell Banker Realty

By: ameer@trustedteam.com

Santidrian consistently ranks among top agents statewide and brings a track record that includes more than 600 closed transactions

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Outdated tax law could cost senior homeowners looking to sell

By: ameer@trustedteam.com

The home equity tax law hasn’t been updated since 1997, meaning senior homeowners could pay a sizable chunk in taxes when they go to sell.

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Mortgage Industry Pondering Credit Score Changes

By: ameer@trustedteam.com

Although industry stakeholders look forward to the rental payment data and cash flow underwriting capabilities of VantageScore 4.0, most expect the transition to take a while.

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MBA Pushes GSEs for Construction Loan Pilot

By: ameer@trustedteam.com

The trade group urged Fannie and Freddie to modernize their construction-to-permanent loan products to expand access to affordable housing and encourage more lenders to participate in these projects.

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