The rise of HELOCs: What it means for originators in today’s market

By: ameer@trustedteam.com

As interest rates remain elevated compared to historic, pandemic-era lows, many homeowners are rethinking how to access cash without giving up the favorable rates they locked in just a few years ago. For originators, that shift is creating a clear opportunity. Demand for home equity lines of credit (HELOCs) is gaining momentum, as borrowers seek flexible ways to tap into home equity while keeping their existing first mortgages in place.

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